How to borrow money from LendPlus
Fill in your information in just two steps. All you need is your phone number, ID and M-Pesa account
You can leave a request by selecting the required loan amount and term on the calculator
The decision is made from 1 minute to 15 minutes
The transaction money to M-Pesa usually takes just 1 minute
Pay off your loan when the due date arrives
The longer you stay with us, the more discounts you get, the more money you can borrow – the more profitable and cheaper your loan will be
Our advantages
LendPlus loan helps you access quick funds, build your credit score, and unlock higher limits — all while saving time and money through transparent, low-cost lending.
- Builds Long-Term Value: Each timely repayment increases your credit score, allowing you to unlock higher loan limits and better terms in the future.
- Saves Money & Time: Transparent fees, competitive interest rates, and instant M-Pesa disbursement make every LendPlus loan cost-effective and convenient.
- All you need is a phone number, ID number and M-Pesa wallet.
LendPlus loan is backed by a CBK license, ensures secure M-Pesa transactions, and guarantees timely access to funds whenever you need them.
- CBK Licensed & Regulated: Every loan from LendPlus follows Central Bank of Kenya standards, ensuring full transparency and customer protection.
- Consistent Performance: Funds are disbursed instantly to your M-Pesa account, making LendPlus a dependable choice for every financial need.
LendPlus loan offers an easy, paperless application process and instant approval directly from your phone — no long forms or branch visits required.
- User-Friendly Experience: The LendPlus app is designed for clarity and speed — apply, get approved, and receive funds in just a few taps.
- No Hidden Steps: Everything happens online through your M-Pesa account, with clear terms and no complicated paperwork.
LendPlus Loan App for iOS in App Store
| Loan amount | Ksh 1,000 to Ksh 150,000* |
| Interest rate | from 0,9% to 2,2%* |
| Loan decision | 5–15 minutes |
| Age of borrower | 23-60 years old |
| Occupation | Currently employed or with a stable source of income |
| Location | Kenyans that are currently living in the Kenya |
| What are the requirements | National ID, Mobile phone |
* You can view all your final loan terms and conditions when you create a loan application in the mobile app or on the website.
Get Instant Loans in Kenya with LendPlus iOS App
Download the LendPlus iOS loan app in Kenya, submit your application and receive funds to your M‑Pesa wallet within minutes. Licensed by CBK.
Welcome to LendPlus — your reliable licensed lender in Kenya. With our iOS app, you can apply for a loan quickly and securely, and receive funds directly to your M‑Pesa account anytime, anywhere.
As a company regulated by the Central Bank of Kenya (CBK), we follow strict compliance and transparent lending practices.
As the digital lending landscape has shifted significantly in 2023, LendPlus stands tall as a legit mobile lending solution. Among the best loan apps in Kenya, LendPlus leads the pack, offering you quick and easy access to cash right at your fingertips.
How to Unlock the Maximum Loan Limit of 150,000 KES with the LendPlus iOS App
Do you use an iPhone and iPad and want to access higher M-Pesa loan limits in Kenya?
With the LendPlus iOS Loan App, you can easily grow your credit score, repay on time, and unlock the maximum limit of 150,000 KES — all from the comfort of your phone.
LendPlus is a CBK-licensed lender, offering instant, transparent, and secure loans directly to your M-Pesa wallet. Every on-time repayment brings you closer to the highest possible loan amount.
Your Path to the 150,000 KES iOS Loan Limit
Download the LendPlus App for iOS from the App Store.
Sign up and verify your account with your valid Kenyan ID and active M-Pesa number.
Start with a smaller loan, repay it on time, and see your credit score rise.
Build consistency: Every repayment improves your LendPlus score and unlocks higher limits.
Reach the KES 150,000 goal — once your credit history shows reliability, you qualify for the maximum loan limit instantly through M-Pesa.
How to Improve Your Credit Score
Pay every loan on time. Punctual repayment is the fastest way to boost your score.
Avoid delays or penalties. Late payments can reduce your limit growth.
Use the LendPlus app regularly. Consistent, responsible borrowing shows strong credit behavior.
Borrow only what you need. Responsible borrowing keeps your score stable.
Stay verified. Make sure your M-Pesa and Apple ID details are up-to-date.
Why LendPlus is the Trusted Choice for iPhone Users in Kenya
Instant M-Pesa disbursement — money sent within minutes.
Licensed by the Central Bank of Kenya (CBK) — your security is guaranteed.
Fast, paperless approval — no collateral or guarantors required.
Simple and clean iOS interface — apply anytime, anywhere.
Transparent interest rates and flexible repayment terms.
Build Trust, Build Your Credit Limit
The more you repay on time, the more you can borrow.
Start with small amounts, demonstrate financial discipline, and soon you’ll qualify for up to KES 150,000 — directly to your M-Pesa wallet.
Your credit score is the key to unlocking financial freedom with LendPlus.
Stay consistent, stay reliable, and let your score grow with every successful repayment.
Why choose LendPlus for your loan needs?
Instant access: Download the iOS app, register, submit your request and get a decision in minutes.
Funds to M‑Pesa: Once approved, the amount is transferred straight to your M‑Pesa wallet — no branch visits required.
Licensed & trusted: We operate under a valid CBK licence, so you borrow with confidence.
Simple requirements: Kenyan residents aged 23‑62 with stable income, a valid national ID and mobile phone number linked to M‑Pesa.
Flexible terms: Borrow from KES 1,000 up to KES 150,000. Fast approval, only one document required, and you can apply anywhere.
How it works?
Download the LendPlus app on iOS (link available on our website).
Register your profile and submit the simple application form.
Wait for approval (typically 5–15 minutes).
Once approved, funds are deposited into your M‑Pesa wallet within minutes.
Use the loan for personal needs — emergencies, business, stock replenishment — and repay when ready.
Your credit journey
With LendPlus you not only get quick funds but also have the opportunity to improve your credit profile. Timely repayments help you access higher loan amounts in the future.
Our commitment to you
We guarantee confidentiality and strong data protection. We offer customer support and clear repayment terms. Your financial freedom is our priority.
Ready to get started? Download the app, apply, and let LendPlus support your financial goals in Kenya.
FAQ
Q: Is LendPlus licensed by CBK?
A: Yes. LendPlus operates under a valid license from the Central Bank of Kenya (CBK) ensuring transparency and customer protection.
Q: How fast can I get a loan?
A: Most loans are approved within 10–15 minutes and sent instantly to your M-Pesa wallet.
Q: Can I use LendPlus on iOS?
A: Absolutely. The app is available for iOS devices on App Store.
Q: Do I need a guarantor?
A: No. LendPlus offers loans without guarantors or collateral.






